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APY = Annual Percentage Yield. Rates and APYs accurate as of May 2, 2019.

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Free Kasasa Cash® Checking Learn More

Balance Interest Rate APY
0 to $10,000 3.00% 3.00%
$10,000+ 0.25% 3.00% to 0.50%
All balances if qualifications not met 0.05% 0.05%

Qualifications

To qualify for and receive rewards complete the following transactions and activities in you Financial Security Bank Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card transactions post and settle using your Kasasa Cash Financial Security Bank debit card.
  • Access online banking at least 1 timer per statement cycle.
  • Be enrolled in and agree to receive e-statements instead of paper statements.

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

Free Kasasa Saver® Learn More

Balance Interest Rate APY
0 to $25,000 1.00% 1.00%
$25,000+ 0.25% 1.00% to 0.40%
All balances if qualifications not met 0.05% 0.05%

Qualifications

To qualify for and receive rewards complete the following transactions and activities in you Financial Security Bank Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card transactions post and settle using your Kasasa Cash or Kasasa Cash Back Financial Security Bank debit card.
  • Access online banking at least 1 timer per statement cycle.
  • Be enrolled in and agree to receive e-statements instead of paper statements 

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Personal Checking

 Account Minimum Balance Interest
Free Checking None None
Growth Checking

$500

$8 service charge if below $500

Variable, tiered interest7 Paid monthly 
Rewards Checking

$10,000 in total personal deposits – checking, savings and CDs

$10 service charge if below $10,000 

Variable, tiered interest7 Paid monthly 
  1. Subject to approval.
  2. $25 annual fee.
  3. Annual fees apply.
  4. Bring in your original statement within 60 days for a refund of any ATM surcharges.
  5. Subject to availability.
  6. $5.00 per month inactivity fee after 90 days.
  7. See our Rate brochure for current rates.

Personal Savings & Money Market

Account Minimum to Open Minimum Balance Interest
Security Savings $100 (No minimum for Youth up to age 18)

$100

$3 service charge if below $100 (Fee waived for Youth up to age 18)

Variable7
Advantage Money Market  $1,000

$1,000

$10 service charge if below $1,000

Variable7
Treasury Money Market $5,000 

$5,000

$10 service charge if below $5,000

Variable, tiered7

Savings and money market accounts pre-authorized transfers and debits are limited to 6 per month

  1. Subject to approval.
  2. $25 annual fee.
  3. Annual fees apply.
  4. Bring in your original statement within 60 days for a refund of any ATM surcharges.
  5. Subject to availability.
  6. $5.00 per month inactivity fee after 90 days.
  7. See our Rate brochure for current rates.

Business Checking

Account Minimum to Open Minimum Balance Interest Minimum to Earn Interest Monthly Service Charge Charge per Debit Charge per Deposited Item
Free Small Business Checking  $100  None  None N/A   None

No Charge up to 200

$.30 each over 200

No Charge up to 200

$.30 each over 200

Small Business Checking with Interest  $100

$1,000

$7 service charge if below $1,000 

Variable, tiered4  $1,000  None

No Charge up to 200

$.30 each over 200 

No Charge up to 200

$.30 each over 200 

Commercial Checking  $100 None Earnings Credit2 (on available balances) N/A  $10  $0.13 

$.30 per credit

$.08 per on-us deposit item

$.10 per transit deposit item

  1. Subject to approval
  2. Earnings Credit rate is variable and based on the prior month’s average 3 Month Treasury Bill rate.
  3. Fee may apply.
  4. See our Rate brochure for current rates.
  5. Free upon request.

Business Savings

Accounts Minimum
to Open
Minimum
Balance
Interest
Business Security Savings
 
$100 

$100

$3 service charge if below $100

 Variable7
Business Advantage Money Market $1,000

$1,000

$10 service charge if below $1,000

 Variable7
Business Treasury Money Market $5,000

$5,000

$10 service charge if below $5,000

Variable, tiered7

Savings and money market accounts pre-authorized transfers and debits are limited to 6 per month.

1. Subject to approval.

2. $25 annual fee.

3. Annual fees apply.

4. Bring in your original statement within 60 days for a refund of any ATM surcharges.

5. Subject to availability.

6. $5.00 per month inactivity fee after 90 days.

7. See our Rate brochure for current rates.

Certificates of Deposit (CDs)

Call us today to discuss our competitive CD rates.

Your dreams. Your bank.®