Agriculture is a vital part of our economy.  Since 1884 we have proudly served the needs of area farmers.  We are pleased to offer a wide range of products and services designed to meet the ever-changing needs of our agricultural customers.  It is our goal to be the financial resource that you need to grow and prosper. Check out our agricultural brochure.


Work with experienced bankers.

We understand farming. Our lenders have lived and worked on family farms. They know the challenges you face and the passion you have for your work. They are also experienced bankers and have spent many years in agricultural lending. We will work with you to find financial services to meet the needs of your farming business.

Loans for every purpose.

What are your borrowing needs? Whether you need funds for day-to-day expenses or for a specific purpose, we can help.

  • Farm Operating Loans help you manage the day-to-day expenses of running your farm. A revolving line of credit offers the ultimate in convenience.
  • Farm Improvements Loans allow you to make the necessary upgrades to keep your farm running efficiently.
  • Equipment Loans are available to assist you in upgrading or adding additional machinery and other equipment.
  • Real Estate Loans allow you to expand your operation and purchase additional property, make major improvements or refinance your existing property.

See us for all of your borrowing needs.


Competitive rates. Flexible terms.

At Financial Security Bank, we can structure your payment terms to support the seasonal nature of your farm operation. Other lenders may come and go, but our track record is solid. You can count on us and our commitment to the farming community.

Cash management tools.

We offer a variety of financial products to help you maximize the returns on your money. Manage your cash flow in your farm checking account and set aside extra dollars in a money market savings for greater yields. Looking for even greater returns? Check out our certificates of deposit. Our online banking and online bill pay offer the ultimate in convenience and put you in control of managing your finances. Talk with your banker to sign up for these and other services.

Commitment to service.

We believe banking is all about relationships. We will work hard to completely exceed your expectations...whether its visiting you at your farm or responding promptly to your questions and needs, well do our best for you.

We appreciate the opportunity to partner with you! See us for all of your financial needs:

Our lenders in Kerkhoven are specialists in agricultural lending.  They have lived and worked on family farms, and have been involved in Ag Lending for many years. They work closely with each customer and provide financial services to meet their individual needs.

Crop and Livestock Operating Lines of Credit:

Our financing includes annual one year lines of credit for crop and livestock production.  These flexible loans provide farm businesses with a revolving line of credit to draw against.

Farm Equipment and Livestock Loans:

We have lending terms that meet the needs of our agricultural community and will offer you loan products that are flexible.

Agricultural Real Estate Loans:

Local farmers have been instrumental in our success in our communities.  Financial Security Bank can help with the purchase, refinance, improvement or expansion of  agricultural real estate.  These include loans to purchase, build, renovate or add onto virtually any kind of agricultural property.

For more information, or if you have questions, please contact us at 320.264.2161 (Kerkhoven), or at 763.424.5888 (Albertville) and ask to speak to one of our lenders.  We will be happy to answer your questions and assist you in selecting the products and services that best meet your financial needs.

All loans and lines of credit subject to credit approval.