I Bonds Series EE Bonds

I Bonds

Buying Paper I Bonds:

  • Sold at face value; i.e., you pay $50 for a $50 bond.
  • Purchased in denominations of $50, $75, $100, $200, $500, $1,000, and $5,000.
  • $5,000 maximum purchase in one calendar year.
  • Issued as paper bond certificates.

If you redeem I Bonds within the first 5 years, you'll forfeit the 3 most recent months' interest; after 5 years, you won't be penalized.

Visit http://www.treasurydirect.gov/ (or more specifically http://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds.htm) for more information.

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Series EE Bonds

 

EE Bonds are reliable, low-risk government-backed savings products that you can use toward financing education, supplemental retirement income, birthday and graduation gifts, and other special events. Series EE Bonds purchased on or after May 1, 2005, earn a fixed rate of return, letting you know what the bonds are worth at all times.

Buying Electronic EE Bonds:

  • Sold at face value; i.e., you pay $50 for a $50 bond and it's worth its full value when it's available for redemption.
  • Purchase in amounts of $25 or more, to the penny.
  • $5,000 maximum purchase in one calendar year.
  • Issued electronically to your designated account.

Buying Paper EE Bonds:

  • Sold at half their face value; i.e., you pay $25 for a $50 bond but it's not worth its face value until it has matured.
  • Purchase in denominations of $50, $75, $100, $200, $500, $1,000, and $5,000, and $10,000.
  • $5,000 maximum purchase in one calendar year.
  • Issued as paper bond certificates.

If you redeem EE/E Bonds in the first 5 years, you'll forfeit the 3 most-recent months' interest. If you redeem them after 5 years, you won't be penalized

Visit http://www.treasurydirect.gov/ (or more specifically http://www.treasurydirect.gov/indiv/research/indepth/ebonds/res_e_bonds.htm )for more information.

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